The fact remains that an accurate real estate appraisal can either help or hinder the sale of your property because it helps determine your property's fair market value. And in most cases, after appraisal, homeowners discover that the value attached to the property is somewhat below the expected property sale value. Montgomery Real Estate Appraisal is a company made up of highly qualified and professional appraisers that offers comprehensive appraisal reports about a subject property to its clients.
About Us When it comes to a real estate property transaction, an appraisal is essential. Especially in life situations where a bank loan is necessary or a private lender is involved. They always require demonstrated financial security and future protection for whatever loan they will make. Every day, over a hundred real estate properties are appraised and assigned a value. Montgomery Real Estate Appraisal exists to help clients achieve an accurate property value through a smooth appraisal process without unnecessary expenses or delay. We are a reputable and certified real estate appraisal agency that provides exclusive appraisal services for residential and commercial properties around the Montgomery, Texas area. |
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Residential Market ValueAny residential property that has been listed for sale will undergo a real estate appraisal process before a transaction is made. Through the appraisal, residential market value will be determined. To achieve this effectively, it takes a lot of processes, and several key factors regarding the residence need to be evaluated. Residential market value is beyond the mathematical application of the subject property, and it requires theoretical and professional knowledge of either a company or an individual to get it done, based on a common set of standards. Montgomery Real Estate Appraisal offers unique residential market value determination services that serve as an assurance to either a lender or an individual that an accurate and fair market value has been determined.
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Commercial Market ValueThis involves appraising a commercial property to help determine its actual market value. Our exceptional commercial market value service differs from one subject property to another, considering factors like; the location of the property, the size of the property, the year it was built, or information about when the latest renovation took place. Montgomery Real Estate Appraisal determines the value of a commercial property using a different approach than most others and based on our years of experience and expertise. We understand that it is important to know the market value of your property for many reasons. You may need to know the value gain after doing a rehab project or addition to the building structure or to see if you can use equity in one property to build out or rehab a different property.
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Land AppraisalOur land appraisal service is important because we carry out the necessary survey to discover the size and boundaries. The size and boundaries of land are the ranking factor for determinig its value going to market and before a purchase is made. During the land appraisal process, we gather as much relevant information as possible about the land to accurately assign a value to it. Our real estate appraisers’ source all recent transaction value information available for a same or similar size property near to the location being appraised. This specific information is key, as it provides a basis to gauge the accuracy of our appraisal value results, to some extent. We compare size, physical boundaries, utilities availability, property access, property location, fencing, flood planes and many more important aspects that will help us determine the most accurate value for your property.
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Tax ProtestTaxes on a property is no big news, unless they are abnormally high or rise a significant amount from year to year, without good reason. And property tax appears to be one of the most complicated things the government enjoys doing. However, paying your real estate taxes when due affects the local economy, in the sense that it is a common approach to raise funds for the local government to carry out public projects such as new roads, finance schools, and to fix the existing roads and other infrastructure around the area. Every month or year, there is a property tax assessed on your property based on its appraised value or recent sales price. Some property owners may be paying higher than required taxes based on an erroneous property value; this is where our help as real estate appraisers come into play. We can help fight property taxes by helping establish the correct value of your property.
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PMI RemovalPMI is an acronym for private mortgage insurance. It serves as a backup if a subject property falls into foreclosure, probably due to a homeowner failing or unable to pay a monthly mortgage payment at an agreed date. Mortgage banks or lenders see this as an opportunity to make money rather than lose money due to homeowner incapacity. If you pay less than 20% of your property value as a down payment on a loan, you are generally required to pay for PMI. The cost associated with this scares some home buyers away; however, you can ask for your PMI to be removed or canceled. It is a tough process; that is why, as professionals, one of our core service offerings is determining your property's value to enable PMI removal. Real dollar savngs related to the PMI monthly payment amount going away will pay for this service in short order.
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Estates and DivorceIn the event where couples agree to separate and have existing estate plans in your names as a married couple, you need to revisit your estate planning document and resolve these issues. Divorce is an emotional and frustrating situation, but most times, each party must agree that there is future happiness and joy without the other party, hence the need to separate. Montgomery Real Estate Appraisal helps partners who intend to separate handle their estate and divorce case. Depending on how the estate document was drafted since the property acquisition stage, one party may have more access and power over the real estate than the other. By determining an accurate value through our real estate appraisal process, we can help provide the data to facilitate an amicable resolution.
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“Montgomery real estate appraisal team provided my husband and I a comprehensive and easy to understand appraisal report. We had to submit it to the local county for an ongoing dispute. I must say they are professional and reliable” – Boohal Johnson |
“I never imagined that I could get an expert and trustworthy appraisal company. I came to Montgomery, Texas, to follow up on a client’s real estate property, I couldn’t do it alone, so I had to seek A partnership, and they came through.” – Williams. C. |
“A friend recommended that I try out their service when my husband wanted a divorce. I was confused when I approached them, but in less than 3 days, they were able to put me through, and even gave me favorable options to choose in estate and divorce. I am eternally grateful” – Neo Kiesha. |
